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323.859.1396

Second-To-Die Policy

Ensure the Future of Your Estate.

Between physical assets and financial successes, there are many things that married couples share. ANA Insurance Brokerage, Inc. knows that couples today can easily accumulate wealth in the millions, which means hefty estate taxes in the event of either spouse’s passing. A Second-to-Die policy, also known as Survivorship Insurance, is a type of joint insurance that covers the lives of two people, usually married couples, where the death benefit is not paid until the death of the second insured person.

Under federal tax law, you are permitted to leave an unlimited amount of personal assets to the surviving spouse, allowing you to postpone estate taxes until the death of the second spouse. While this lets you keep personal assets, such as home or business, within the family, it also means that your beneficiaries may be faced with paying a large estate tax after your passing.

A Second-to-Die policy from ANA Insurance Brokerage, Inc. gives your beneficiaries the means to pay off your estate taxes without having to liquidate the personal assets you’ve worked hard to attain. And because the policy insures more than one person, you’ll also enjoy a lower premium, and the total cost of the insurance will be cheaper than the estate taxes your beneficiaries will be liable to pay.

Due to the specialized nature of Second-to-Die insurance, some limitations may apply. It’s important to discuss your options with an insurance specialist from ANA Insurance Brokerage, Inc. to determine the right amount coverage for you and your family.
 

Our Locations

Main Office

4082 Tweedy Blvd
South Gate, CA 90280
Main office: 323-859-1396
Fax: 323-563-8809

Office Hours:

Mon: 9:00 AM - 6:00 PM
Tues: 9:00 AM - 6:00 PM
Wed: 9:00 AM - 6:00 PM
Thurs: 9:00 AM - 6:00 PM
Fri: 9:00 AM - 6:00 PM
Sat: 10:00 AM - 3:00 PM
Sun: Closed

Bellflower

10130 Rosecrans Ave
Bellflower, CA 90706
Main office: 562-472-2264
Fax: 562-863-6344

Office Hours:

Mon: 9:00 AM - 6:00 PM
Tues: 9:00 AM - 6:00 PM
Wed: 9:00 AM - 6:00 PM
Thurs: 9:00 AM - 6:00 PM
Fri: 9:00 AM - 6:00 PM
Sat: 10:00 AM - 3:00 PM
Sun: Closed

Van Nuys

14506 ½ Victory Bvld
Van Nuys, CA 91401
Main office: 818-237-4003
Fax: 818-787-6471

Office Hours:

Mon: 10:00 AM - 6:00 PM
Tues: 10:00 AM - 6:00 PM
Wed: 10:00 AM - 6:00 PM
Thurs: 10:00 AM - 6:00 PM
Fri: 10:00 AM - 6:00 PM
Sat: 10:00 AM - 3:00 PM
Sun: Closed

Our Providers

Testimonials

My mother was the first to use Ana Insurance and she always had a great experience and saved a LOT of money. So when I bought my car she suggested that I go to Ana's, too, and I have saved a lot of money, myself, as well as enjoying the personal touches that Freddy and Corin have always provided. I will never go anywhere else for insurance.
- J. MacGregor
I like the professionalism and the great service.
- R. Kyser Jr.
Dulcemaria and Javier helped me with my insurance and gave me the best deal. They were very helpful and polite and patient. If you need insurance go to ANA Insurance.
- M. Mendez
Switched from other broker of Mercury Insurance to come to ANA. They have a very friendly yet extremely professional environment and I see them like family. Truly the best decision I ever made!
- B. Abrams
Marlyn is awesome at what she does. Her customer service and personality makes you feel welcomed. I highly recommend Marlyn for all your insurance needs.
- R. Reyes
Great insurance, love this place. I had insurance with this company before but had to change it because it got too expensive. I ended up with Freeway Insurance and regretted it later because of several problems. The biggest one was that they lied to me by saying that my payment came back with insufficient funds and had to get a bank statement to prove otherwise. Never had this problem before with ANA and I doubt I ever will. Alex was my agent and he did a great job in finding a good deal.
- C. Valencia