Home insurance provides coverage for the items inside your home. If they’re damaged or destroyed in a covered event, your policy may help repair or replace them. But are there limits to what home insurance covers for expensive belongings? This is a question homeowners often ask the insurance agents at ANA Insurance Brokerage Inc., serving South Gate, CA. We’re here to help you find the answer to that question and others as you shop for home insurance, so you can be sure you have the right coverage for your property. Here’s what you need to know.<\/p>\n
Every home insurance policy is different, but a standard policy typically limits coverage for certain high-value items. Jewelry, silverware, and expensive electronics are common examples; coverage for these items is often capped, meaning the policy will pay up to a set limit to replace the item, and the homeowner is responsible for the difference.<\/p>\n
It’s possible to secure additional coverage for high-value items. Homeowners who want to ensure a specific item is fully covered can have it "scheduled" on their policy, which typically requires an appraisal before the item is added.<\/p>\n
If you own a category of items that would benefit from blanket coverage, talk to your insurance agent. For example, if you collect art and want blanket coverage for your collection, you may be able to do so without having each piece individually appraised.<\/p>\n
If you need additional coverage for items in your home, the professionals at ANA Insurance Brokerage Inc., serving South Gate, CA, can help. Call today to speak with one of our insurance professionals.<\/p>\n
Home insurance provides coverage for the items inside your home. If they’re damaged or destroyed in a covered event, your policy may help repair or replace them. But are there limits to what home insurance covers for expensive belongings? This is a question homeowners often ask the insurance agents at ANA Insurance Brokerage Inc., serving […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[15,64,72,56,68],"class_list":["post-164","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-ana-insurance-brokerage-inc","tag-ca","tag-home","tag-insurance","tag-south-gate"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t