Business insurance equals business security. With it, you’ll enable your business to weather unexpected property damage, lawsuits or other hazards without a huge financial strain. Our job is to help you customize your policy options to protect you against any number of unexpected, unavoidable losses.
ANA Insurance Brokerage, Inc. is committed to helping every business owner design an insurance portfolio to their advantage. Never hesitate to work with us if you want to find quality insurance solutions without the hassle and uncertainty of going on your search alone.
We provide businesses near South Gate, Bellflower, Santa Ana, Downey, Long Beach and Los Angeles with quality insurance solutions. Let us be your partner, too.
More About Commercial Insurance
How does commercial insurance work?
Commercial insurance refers to numerous policies that you will need to buy to insure your company against the property damage risks and liabilities that might threaten your operations. Each unique piece of coverage can apply to a specific loss scenario and help you recover some of the costs that might arise as a result of these challenges.
To get optimized coverage, your best bet is to work with one of our agents to comprehensively analyze your business operations. We will help you determine the plans that are best for you, and help you navigate the marketplace to find a plan that is optimized both for your protection and your costs risks.
Why do I need commercial insurance?
The reason you need commercial insurance is simple: It protects you against accidents that your business cannot afford on its own.
Why should you have to struggle to repair your business, fight liability lawsuits or recover income lost due to a hazards? Why should you have to shutter everything you have worked hard to build if you can’t afford to pick up the pieces? With appropriate business insurance, you won’t have to face the prospect of challenges like these.
What does commercial insurance cover?
To get comprehensive business insurance, you will need multiple types of coverage. Some of the most essential include:
Commercial Property Insurance
Commercial General Liability Insurance
Business Interruption Coverage
Inland Marine Insurance
Commercial Auto Insurance
Commercial Umbrella Insurance
Professional Liability Insurance (Errors & Omissions Coverage)
Depending on your industry and operations, you might need more specific benefits, such as trucking coverage, surety bonds, liquor liability or employment practices liability insurance (EPLI).
How much commercial insurance do I need?
Every business is different, which is why the types and amounts of coverage you need will vary, even from those of your competitors. It goes without saying that larger businesses or those with higher payrolls or significant liabilities will likely need more coverage.
Still, just buying a higher dollar value in coverage isn’t the solution. Instead, you need to be able to tailor your insurance portfolio to fit your business. Our agents will help you choose coverage limits, deductibles, policy endorsements and specialty coverage that is designed to effectively create the best possible security blanket for you.
How can I get coverage conveniently if I am a small business owner?
If you are a small business owner who is looking for an easy way to streamline coverage and optimize your plan, then ask your agent if you can enroll in a business owners policy (BOP).
is designed to offer you the convenience of receiving multiple policies in one place. These policy packages generally offer property, general liability and business interruption coverage as foundational coverage. You can also add numerous endorsements into your plan to increase your coverage to your satisfaction.