Commercial Auto Insurance in California
ANA Insurance Brokerage Inc. provides commercial auto insurance that meets strict California state requirements. Whether you or your company needs auto insurance for a business car, a food truck, general contractor, a limo, bus, taxi, or non-emergency transport vehicle, we have policies that affordably meet or exceed state requirements.
California Commercial Auto Insurance Requirements
California requires minimum liability coverage of:
- $30,000 bodily injury per person
- $60,000 bodily injury per accident
However, minimum coverage is rarely enough for a business. Many companies choose:
- $1,000,000 Combined Single Limit (CSL)
This higher level of coverage is often required for contracts, permits, and higher-risk operations, and helps protect your business from major financial loss.
What Does Commercial Auto Insurance Cover?
A properly structured commercial vehicle insurance policy in California can protect your business from:
- Liability for injuries and property damage
- Vehicle repairs after accidents or collisions
- Theft, vandalism, and fire
- Weather-related damage (including storms and hail)
- Medical expenses from covered incidents
For broader protection, you can combine your policy with other coverages like: Business Insurance
Using Personal Vehicles for Business?
If you or your employees use personal vehicles for work, your personal policy likely won’t cover business-related accidents.
To avoid denied claims, we recommend adding:
- Hired & Non-Owned Auto Insurance (HNOA)
This is especially important for delivery drivers, contractors, and service professionals who drive to job sites.
Industries We Commonly Insure
We provide commercial auto insurance across California for:
- Contractors and construction businesses
- Medical professionals and transport providers
- Food trucks and mobile vendors
- Delivery and courier services
- Fitness professionals and mobile service providers
- Taxi, limo, and transportation companies
Bundle and Save on Business Insurance
Bundling your commercial auto insurance with other policies can help reduce your premium while increasing overall protection.
We can package your policy with:
Get a Free Commercial Auto Insurance Quote
Visit one of our local offices, call today, or request a quote online!
