Wildfires in California can cause devastating damage, and they don’t just threaten homes tucked in the hills. They also put your RV at risk, whether it’s parked in a storage lot, at a campsite, or right in your driveway. Unlike a car, your RV holds much more—personal belongings, custom upgrades, and even the memories and comforts of a second home. Protecting it requires more than just a basic policy.
What to Ask About Your Coverage
Knowledge is key. Not all RV insurance responds the same way when wildfire strikes. Standard policies may protect the vehicle itself, but your upgrades and personal belongings may not be covered. If your RV doubles as a part-time residence, it could even invalidate your coverage. To avoid surprises, ask these important questions:
- Is wildfire damage included in my current coverage?
- Does the policy extend to personal belongings stored inside?
- How are custom upgrades valued if they’re destroyed?
- What happens if the RV is parked in long-term storage during fire season?
The answers to these questions will show you exactly where your current coverage holds steady and where it leaves you exposed. At ANA Insurance Brokerage Inc., serving Southgate, CA, we’ve helped many RV owners explore these details so they know their protection matches the real risks they face.
Local Insight Matters in California
Wildfires move quickly, and evacuation orders often don’t leave time to worry about your coverage. That’s why we encourage Southgate residents to review their coverage before fire season peaks. California’s conditions are unique, and your RV insurance needs to reflect that. A policy that works in another state or for another owner might not cover the risks you face every summer and fall.
At ANA Insurance Brokerage Inc., serving Southgate, CA, we specialize in helping you align your coverage with California’s wildfire realities. If you’re unsure where your policy stands or how it would respond if your RV were in the path of a fire, give us a call. We’ll review it together and ensure your coverage is as reliable as your RV itself.
