Southern California is well known for its year-round sunshine and sandy beaches. But it’s also home to several flood-prone areas, which have the potential to cause damage when water levels rise. In fact, flood area management has been a problem in the Los Angeles County region since at least the 1800s.
If you live in Southgate, CA, you may have noticed that flooding has become common. This is because the area is located along the Los Angeles River, which has the potential to overflow when water levels rise. As a result, Southgate residents must consider investing in flood insurance with ANA Insurance Brokerage Inc. This will help protect your property from damage when floodwaters reach the street, which often occurs with little warning.
Flood damage can be devastating, not only because of its impact on your home but also because of the cost. In some areas of southern California, floods can cause millions of dollars in damage. For example, the flooding that occurred in 2018 caused an estimated $20 million in damage. In some cases, flood damage can also cause structural damage to your home, requiring extensive repair.
Flood damage is typically not covered by homeowners insurance. This is because flooding is considered a natural hazard rather than a property damage event. This means that homeowners insurance does not typically cover the cost of repairs related to flooding. This can leave you vulnerable to the cost of damage if you don’t have flood insurance.
Flood insurance can help protect you from the cost of flood damage. Unlike other types of insurance, flood insurance is available to homeowners regardless of where they live, even in flood zones. Contact ANA Insurance Brokerage Inc. today to learn more about flood insurance and how Southgate, CA residents can protect themselves and their property.