When boating season winds down and it’s time to store your vessel for the off-season, insurance might be the last thing on your mind. However, at ANA Insurance Brokerage Inc. in Southgate, CA, we’ve seen how important it is to keep your coverage active—even when your boat isn’t in the water.
Why You Should Keep Your Boat Insurance Active
Don’t Cancel That Policy Just Yet
It might seem logical to pause or cancel your boat insurance while it’s not in use, especially if you’re trying to cut costs. However, doing so can leave you exposed to risks you may not have considered. Boats in storage are still susceptible to damage from fire, theft, vandalism, or even weather-related incidents. If something happens while your boat is tucked away, you’ll want the protection your policy provides.
Storage Location Matters
Where you store your boat during the off-season also plays a role in your insurance needs. Whether it’s in a marina, a backyard, or a storage facility, each setting comes with its own set of risks. Your insurance provider will want to know the details. In some cases, you may even qualify for reduced premiums during the off-season while still keeping critical protections in place.
Review Your Coverage Before You Store
The best time to review your policy is before you cover up your boat for the winter. Ensure your provider is aware of any changes in storage, usage, or value. That way, you’re not left with gaps in coverage.
At ANA Insurance Brokerage Inc. in Southgate, CA, we’re here to help you navigate the ins and outs of boat insurance all year long. Reach out to our team today to make sure your policy is ready for the off-season, so you can relax until it’s time to set sail again.