Your boat trailer sitting in your driveway is often the easiest item on your property for someone in South Gate, CA to steal. California ranks high in national watercraft theft statistics, and many stolen boats are taken along with their trailers. At ANA Insurance Brokerage Inc., we see this happen frequently.
If you live in South Gate, CA, it is important to understand that your boat is not the only thing at risk. Trailers can be expensive, and they are often targeted just as quickly as boats or personal watercraft.
Why Boat and Watercraft Trailers Are Stolen So Often
The reason is simple. Someone can back a truck up, hook the trailer to the hitch, and drive away in seconds. Many thefts occur at night, but some happen during the day, right from driveways and side yards throughout South Gate. People often overlook trucks hooking up trailers because it looks routine. Thieves rely on appearing calm and confident so neighbors and passersby do not suspect anything.
How South Gate Boat and Watercraft Insurance Helps
Many residents are surprised to learn that their auto insurance does not cover boats or trailers stolen from their property. It is a common misconception that everything at home falls under one insurance policy, but that is not the case.
Boat and watercraft insurance is designed to cover:
- Your vessel
- The trailer
- Attached equipment
While California law does not require boat or trailer insurance, lenders typically require it if you are financing your watercraft.
What You Can Do to Prevent Theft
You can reduce the risk of theft by pointing the trailer tongue toward a solid object, such as a garage wall. This makes it harder for someone to hook it to their vehicle.
Installing a hitch lock and a wheel lock is another strong deterrent. Removing the license plate before parking can also help. If a trailer without a plate is being towed down the 710 Freeway, law enforcement is more likely to notice it, which can discourage thieves.
Talk to Us About Your Coverage
To understand what is covered under your boat or watercraft policy, contact ANA Insurance Brokerage Inc. in South Gate, CA. Our team can walk you through your policy and help ensure you have the protection you need.
